2025 Simple Ira Contribution Limits Married Filing Jointly

2025 Simple Ira Contribution Limits Married Filing Jointly. The ira contribution limits for 2025 are the same as for 2024. Contribution limit is reduced or eliminated based on the amount by which the taxpayer's adjusted gross income (agi) minus an applicable agi amount exceeds $15,000 ($10,000 for married.

If your income is above these thresholds, you might consider a “backdoor” roth contribution this year by making a non. The joint modified agi for him and his spouse for 2025 is $132,000.